Life Insurance Blog Archive
Am I Overpaying my Ohio Life Insurance Company?
Life Insurance is the best way to insure that most important people in your life are protected from having to take on the responsibility of your debt, your funeral expenses, your mortgage or other such burdens.
Most often we have found people are still asking themselves, "how much life insurance should I get?", “Am I overpaying?” or “What can you do to lower your premiums?”
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Life Insurance: Let’s Just be Honest. You Don’t Want to Talk About it; But You Should
If we're being honest, most people do not want to talk about life insurance. If you have dependents who count on you for their financial well being, obtaining a proper life insurance plan should be your highest priorities. Life insurance isn’t for you, it’s for the ones that you love. It gives you the peace of mind that if the worst were to happen to you, those closest to you will be able to continue on towards the future you envisioned.
- 85% of consumers agree that most people need Life Insurance, yet only 62% say they actually have it – according to a 2013 LIMRA Life Insurance study.
- 5 million more households had life insurance coverage in 2016 than in 2010. However, 30 percent of households (nearly 40 million) still remain uninsured - according to a 2016 LIMRA Life Insurance study.
- 1 in 5 households with children under the age of 18 were found to be underinsured in 2016. Of those households with no life insurance nearly three quarters of them recognize the need for protection and nearly two thirds admit they would be in immediate financial trouble if the primary wage earner died
When you have confidence in your Insurance Advisor, you have greater peace of mind knowing that your family will have the financial resources needed, even when disaster strikes. To get started on your customized solution, contact one of our Licensed Advisors, or Request a Proposal and we’ll get to work right away
Celebrate Life Insurance Awareness this September
Every September we commit ourselves to helping individuals and families learn why Life Insurance is so important. We want to help families protect their loved ones from the financial hardships many people suffer when an unexpected death occurs, and there is no Life Insurance in place. The reason we try to raise awareness for Life Insurance is because we understand the impact it can have on families.
Life Insurance can be complex when it comes to certain policies for businesses, however, when it comes to insuring an individual it is much simpler. Not only that, but depending on factors such as age and health conditions, Life Insurance can be fairly inexpensive and easy to obtain.
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